Carrier HVAC Products

Financing Option 1: Microf Financing

American Air Heating & Cooling offers no credit check HVAC loans through Microf Financing. With financing from Microf, you will enjoy the benefit of hassle-free monthly payments, with no credit score required!

Click the button below to apply for pre-approval today, or give us a call at (618) 251-8585 for more details.


Financing Option 2: FTL Finance

We’re happy to offer residential HVAC equipment financing solutions through FTL Finance to ensure you can get the products and service you deserve. With approved credit, you will enjoy benefits such as:

  • Convenient fixed interest rate financing
  • Fair credit evaluations
  • Friendly, fast customer service
  • Easy, simple financing


We offer residential HVAC equipment financing solutions for every level of credit. Contact us for more information.